Discover the advantages, drawbacks, and features of the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and learn how to apply for this travel rewards credit card.
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The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers a plethora of travel benefits, including bonus miles, free checked bags, and savings on inflight purchases. However, it comes with an annual fee after the first year. Learn more about its features, advantages, and how to apply.
Advantages of the card Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
The Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers numerous benefits for travelers, including:
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $2,500 in the first 3 months of account opening.
- First checked bag free on domestic American Airlines itineraries for the cardholder and up to 4 companions on the same reservation, saving up to $400 per round trip.
- Preferred boarding on American Airlines flights.
- 25% savings on inflight food and beverage purchases on American Airlines flights when using the card.
- No foreign transaction fees.
Disadvantages of the card Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
Despite its benefits, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® comes with some drawbacks, including:
- $99 annual fee after the first year.
- High variable APR for purchases and balance transfers, ranging from 21.24% to 29.99% based on creditworthiness.
- Penalty APR of up to 29.99% may be applied for late payments or returned payments.
Extra features offered by Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
In addition to travel benefits and rewards, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® offers:
- Earn AAdvantage® Miles on purchases and Loyalty Points for every eligible mile earned.
- No foreign transaction fees.
- Access to Admirals Club® lounges with the Citi® / AAdvantage® Executive World Elite Mastercard®.
Learn how to apply for your credit card Citi® / AAdvantage® Platinum Select® World Elite Mastercard®
You can apply for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® through various channels:
From the site
Visit the Citi website and navigate to the credit cards section to apply online.
From the site App
Download the Citi mobile app and apply directly from your smartphone or tablet.
By agency
Visit a Citi branch or authorized agency to apply in person with the assistance of a representative.
Overall, the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® is a valuable option for frequent American Airlines travelers, offering substantial rewards and benefits. However, prospective cardholders should carefully consider the annual fee and APR before applying.