The BankAmericard® Credit Card offers a 0% Intro APR for 18 billing cycles on purchases and balance transfers made within the first 60 days, along with no annual fee and various security features. Discover the advantages, disadvantages, and how to apply for this card.

Advantages of the card BankAmericard®

The card provides a substantial 0% Intro APR for 18 billing cycles on purchases and balance transfers made within 60 days of opening an account, allowing users to save on interest charges. With no annual fee, it’s an affordable option for those looking to manage their finances effectively. Additionally, the card offers access to FICO® Score monitoring, credit education resources, and various security features for peace of mind.

Disadvantages of the card BankAmericard®

While the card offers an impressive introductory APR offer, it’s important to note that after the intro period, a Variable APR ranging from 16.24% to 26.24% will apply. Additionally, there’s a 3% intro balance transfer fee for the first 60 days, which increases to 4% for future balance transfers.

Extra features offered by BankAmericard® Credit Card

The card provides valuable features including no penalty APR, access to FICO® Score monitoring, credit education resources, and various security features such as fraud detection and Contactless Chip Technology for secure payments. It also offers Balance Connect® for overdraft protection and digital wallet technology for convenient payments.

Learn how to apply for your credit card BankAmericard®

To apply for the BankAmericard® Credit Card, visit the Bank of America website, download the mobile app, or visit a Bank of America financial center. Alternatively, you can call the bank’s customer service to apply over the phone.

Discover the main ways to apply for the card BankAmericard®

You can apply for the card online by filling out an application form on the Bank of America website, or through the mobile app by selecting the BankAmericard® Credit Card option. If you prefer in-person assistance, visit a Bank of America financial center and speak to a representative who can guide you through the application process. Additionally, you can apply over the phone by calling the bank’s customer service.

Prerequisites for request

To apply for the BankAmericard® Credit Card, applicants must meet certain criteria including having a good credit score, being a U.S. citizen or resident, and providing personal and financial information required by the bank.

From the site

Visit the Bank of America website, navigate to the credit cards section, and select the BankAmericard® Credit Card. Fill out the online application form with your personal and financial details, and submit it for review.

From the site App

Download the Bank of America mobile app from your app store, log in or create an account, and navigate to the credit cards section. Select the BankAmericard® Credit Card and fill out the application form provided. Submit the application for review.

By agency

Visit a Bank of America financial center near you, speak to a representative, and express your interest in applying for the BankAmericard® Credit Card. The representative will assist you with the application process and guide you through the necessary steps.

The BankAmericard® Credit Card offers a valuable opportunity for users to save on interest with its generous introductory APR offer and no annual fee. While it’s important to consider the potential APR after the introductory period and balance transfer fees, the card’s additional features such as FICO® Score monitoring and credit education resources make it a practical choice for those looking to manage their finances responsibly.