The Citi ThankYou Preferred Card offers a range of rewards and benefits, including bonus points on travel and everyday purchases, low intro APR, and no annual fee. Discover more about its advantages, disadvantages, and how to apply below.

Advantages of the card Citi ThankYou Preferred

The Citi ThankYou Preferred Card is designed to reward cardholders generously. Earn 20,000 bonus points after spending $1,500 within the first 3 months of account opening, redeemable for $200 in gift cards or travel rewards. Additionally, enjoy 5X ThankYou Points per $1 spent on hotel, car rentals, and attractions booked on CitiTravel.com through December 31, 2025. Earn 2X ThankYou Points per $1 spent at supermarkets and gas stations for the first $6,000 per year, and 1X ThankYou Point on all other purchases. With no annual fee and points that don’t expire, this card offers excellent value for everyday spending.

Disadvantages of the card Citi ThankYou Preferred

While the Citi ThankYou Preferred Card offers compelling rewards, some users may find its high variable APR rates concerning, especially if they carry a balance. Additionally, the introductory balance transfer fee may increase after the initial period, potentially impacting the cost-effectiveness of transferring balances.

Extra features offered by Citi ThankYou Preferred

In addition to its rewards program, the Citi ThankYou Preferred Card provides exclusive benefits such as rounding up points on every purchase to the nearest 10 points, allowing cardholders to earn points faster. Additionally, get 10% Points Back when redeeming points, up to the first 100,000 points redeemed per year. Enjoy the flexibility of redeeming points for gift cards, shopping online, paying with points, or booking travel rewards.

Learn how to apply for your credit card Citi ThankYou Preferred

Applying for the Citi ThankYou Preferred Card is simple and can be done through various channels.

Discover the main ways to apply for the card Citi ThankYou Preferred

From the site

Visit the official website of Citi and navigate to the credit card section. Locate the Citi ThankYou Preferred Card and follow the prompts to apply online.

From the site App

Download the Citi mobile app from your app store. Log in or create an account, then select the option to apply for a credit card. Choose the Citi ThankYou Preferred Card and complete the application process within minutes.

By agency

Visit a Citi branch near you and speak with a representative for personalized assistance. They will guide you through the application process and address any queries you may have.

In conclusion, the Citi ThankYou Preferred Card offers an enticing array of rewards and benefits, making it an excellent choice for individuals looking to maximize their everyday spending. While its high variable APR rates may deter some users, the overall value provided by its rewards program and exclusive features outweighs the disadvantages. Apply today and start earning rewards with every purchase with the Citi ThankYou Preferred Card.