The Bank of America® Cash Rewards Credit Card for Students offers numerous advantages for students looking to build their credit and earn rewards. From cash back on select categories to no annual fee and additional benefits like access to your FICO® Score, this card provides a valuable opportunity for financial growth.

Advantages of the Bank of America® Cash Rewards Credit Card for Students

The card offers 3% cash back in a category of your choice, including options like gas, dining, and online shopping. You also receive automatic 2% cash back at grocery stores and wholesale clubs, as well as unlimited 1% cash back on all other purchases. With a $200 online cash rewards bonus offer and no annual fee, it’s an attractive option for students. Additionally, the card provides access to your FICO® Score for free, helping you monitor and improve your credit health.

Disadvantages of the Bank of America® Cash Rewards Credit Card for Students

While the card offers competitive rewards and benefits, it’s important to note that the cash back categories are limited to specific choices. If your spending habits don’t align with these categories, you may not maximize your rewards potential. Additionally, the introductory APR offer is limited to the first 15 billing cycles, after which a variable APR applies.

Extra features offered by Bank of America® Cash Rewards Credit Card for Students

Beyond cash back rewards, the card provides access to Better Money Habits® resources to help students develop healthy financial habits. It also offers features like mobile banking, account alerts, and contactless chip technology for added convenience and security.

Learn how to apply for your Bank of America® Cash Rewards Credit Card for Students

To apply for the Bank of America® Cash Rewards Credit Card for Students, you can visit the Bank of America website or use the mobile banking app. Alternatively, you can schedule an appointment at a Bank of America financial center for personalized assistance with the application process.

Discover the main ways to apply for the Bank of America® Cash Rewards Credit Card for Students

You can apply for the card online through the Bank of America website or mobile app. Additionally, you have the option to apply in person at a Bank of America financial center, where you can receive guidance from a credit card specialist.

Prerequisites for request

To qualify for the Bank of America® Cash Rewards Credit Card for Students, you typically need to be a student with a source of income. You’ll also need to provide personal information such as your Social Security number, address, and financial details during the application process.

From the site

To apply online, visit the Bank of America website and navigate to the credit card section. Select the Bank of America® Cash Rewards Credit Card for Students and follow the prompts to complete the application.

From the site App

Download the Bank of America mobile banking app from the App Store or Google Play Store. Once installed, log in to your account or create a new one, then navigate to the credit card section to apply for the Bank of America® Cash Rewards Credit Card for Students.

By agency

If you prefer personalized assistance, you can visit a Bank of America financial center and speak with a credit card specialist. They can guide you through the application process and address any questions or concerns you may have.

The Bank of America® Cash Rewards Credit Card for Students offers a valuable opportunity for students to build credit and earn rewards while managing their finances responsibly. With competitive cash back rates, no annual fee, and access to additional features like mobile banking and FICO® Score monitoring, it’s a practical choice for students looking to establish a strong financial foundation.