Bank of America® Platinum Plus® Mastercard® Business offers a competitive APR with no annual fee, along with top-rated benefits such as a $300 online statement credit offer and employee cards at no additional cost. Explore the card’s features, advantages, and application process.

Advantages of the card Bank of America® Platinum Plus® Mastercard® Business

The Bank of America® Platinum Plus® Mastercard® Business offers several advantages for business owners. Firstly, it provides a competitive APR with no annual fee, making it a cost-effective choice. Additionally, cardholders can benefit from a $300 online statement credit offer after making at least $3,000 in purchases within the first 90 days of opening an account. Moreover, businesses can easily manage expenses by obtaining employee cards at no extra charge, with credit limits set by the primary account holder. The card also participates in the Mastercard Easy Saving® Program, allowing automatic rebates at thousands of locations across the U.S.

Disadvantages of the card Bank of America® Platinum Plus® Mastercard® Business

While the Bank of America® Platinum Plus® Mastercard® Business offers numerous benefits, there are a few potential drawbacks to consider. One disadvantage is the variable APR, which can range from 16.49% to 27.49% after the introductory 0% APR period ends. Additionally, the cash advance APR is relatively high at 29.49%, making cash advances costly. However, these drawbacks may be outweighed by the card’s overall benefits, depending on the business’s financial needs and usage patterns.

Extra features offered by Bank of America® Platinum Plus® Mastercard® Business

In addition to its core benefits, the Bank of America® Platinum Plus® Mastercard® Business provides several extra features to enhance the cardholder experience. These include cash flow management tools, online and mobile account access for convenient monitoring and control, and travel and emergency services such as travel accident insurance and auto rental insurance. Cardholders also have access to free business credit scores through Business Advantage 360, Bank of America’s small business online banking platform. Enhanced security features, including zero liability protection for unauthorized transactions and fraud monitoring, further safeguard against potential risks.

Learn how to apply for your credit card Bank of America® Platinum Plus® Mastercard® Business

Applying for the Bank of America® Platinum Plus® Mastercard® Business is a straightforward process that can be completed online or through a Bank of America financial center. To take advantage of the $300 online statement credit offer and other benefits, applicants can visit the Bank of America website and follow the instructions to apply. It’s important to review the terms and conditions carefully to ensure eligibility and understand the card’s features and fees.

Discover the main ways to apply for the card Bank of America® Platinum Plus® Mastercard® Business

Business owners can apply for the Bank of America® Platinum Plus® Mastercard® Business through various channels, including online, via the mobile app, or by visiting a Bank of America financial center. Applying online offers convenience and accessibility, while the mobile app provides a streamlined application process for those on the go. Alternatively, visiting a financial center allows applicants to receive personalized assistance from banking professionals. Regardless of the method chosen, applicants should have necessary business information and financial details ready to expedite the application process.

Prerequisites for request

Before applying for the Bank of America® Platinum Plus® Mastercard® Business, business owners should ensure they meet the necessary prerequisites. These may include having a qualifying business entity, such as a sole proprietorship, partnership, or corporation, and meeting the bank’s credit requirements. Additionally, applicants should have relevant financial documents and identification ready to provide during the application process. By fulfilling these prerequisites, business owners can streamline the application process and increase their chances of approval.

From the site

To apply for the Bank of America® Platinum Plus® Mastercard® Business online, visit the Bank of America website and navigate to the credit card section. From there, select the Platinum Plus® Mastercard® Business card and follow the prompts to complete the application. Be sure to review the terms and conditions before submitting your application.

From the site App

Business owners can also apply for the Bank of America® Platinum Plus® Mastercard® Business through the Bank of America mobile app. Simply download the app from the App Store or Google Play, log in to your account, and navigate to the credit card section to begin the application process.

By agency

For personalized assistance and guidance, business owners can visit a Bank of America financial center to apply for the Platinum Plus® Mastercard® Business card. Banking professionals will help applicants complete the necessary forms and provide any additional information required.

The Bank of America® Platinum Plus® Mastercard® Business offers a compelling suite of benefits for business owners, including a competitive APR, $300 online statement credit offer, and convenient expense management tools. While there are potential drawbacks such as variable APR rates, the card’s overall advantages make it a valuable financial tool for businesses of all sizes. With multiple application channels and straightforward prerequisites, obtaining the card is accessible and convenient, providing businesses with the resources they need to thrive.