The Bank of America® Travel Rewards Credit Card is a lucrative option for avid travelers, offering a compelling online bonus, unlimited points, and various benefits. Let’s delve into the advantages, disadvantages, and extra features of this card, along with a guide on how to apply.

Advantages of the card Bank of America® Travel Rewards Credit Card

The card comes with a substantial online bonus of 25,000 points, equivalent to a $250 value, when you make at least $1,000 in purchases within the first 90 days of account opening. This bonus can be redeemed for a statement credit towards travel and dining purchases, making it an attractive incentive for new cardholders.

One of the standout features is the ability to earn unlimited 1.5 points for every $1 spent on all purchases, without any expiration on points. This provides cardholders with flexibility and long-term value. Additionally, there’s no annual fee or foreign transaction fees, making it a cost-effective choice for international travelers.

The card offers a low introductory APR of 0% for the first 15 billing cycles on purchases and balance transfers made within the initial 60 days of opening the account. After the introductory period, a variable APR ranging from 18.24% to 28.24% applies, with a 3% fee on balance transfers.

Preferred Rewards members can enjoy even more rewards, earning an additional 25%-75% more points on every purchase, potentially reaching 2.62 points for every $1 spent. This tiered bonus system enhances the overall value for loyal Bank of America customers.

Disadvantages of the card Bank of America® Travel Rewards Credit Card

While the card offers enticing benefits, it’s essential to consider the potential downsides. The introductory APR applies only for the first 15 billing cycles, after which a variable APR takes effect. Additionally, balance transfers incur a 3% fee. Potential applicants should carefully review the terms and conditions to ensure compatibility with their financial needs.

Extra features offered by Bank of America® Travel Rewards Credit Card

The card provides robust security features, including fraud detection and a $0 Liability Guarantee for fraudulent transactions. It also incorporates contactless chip technology for convenient and secure payments at compatible locations. The Balance Connect® feature offers overdraft protection without transfer fees when linked to an eligible Bank of America® checking account.

Cardholders can opt for paperless statements, contributing to enhanced account security and reduced paper consumption. Digital wallet technology enables easy and secure payments through Apple Pay®, Google Pay™, or Samsung Pay. Additionally, users gain access to award-winning online and mobile banking, along with FICO® Score monitoring for free.

Learn how to apply for your credit card Bank of America® Travel Rewards Credit Card

Applying for the Bank of America® Travel Rewards Credit Card is a straightforward process. Potential cardholders can apply online, ensuring a convenient and time-efficient application experience. The online-only offer may not be available through other channels, such as visiting a Bank of America financial center or calling the bank directly.

Discover the main ways to apply for the card Bank of America® Travel Rewards Credit Card

Interested individuals can apply for the card through various channels, each offering a seamless application experience. Whether applying from the official website or using the site app, applicants can choose the method that best suits their preferences. Additionally, applying in-person at a Bank of America financial center provides a personalized touch for those who prefer face-to-face interactions.

Prerequisites for request

Before applying for the Bank of America® Travel Rewards Credit Card, it’s essential to understand the prerequisites. Applicants should review the terms and conditions, ensuring they meet the criteria for the online bonus and other benefits. Maintaining good credit is crucial for approval, and individuals should be prepared to provide necessary personal and financial information during the application process.

In conclusion, the Bank of America® Travel Rewards Credit Card stands out as a rewarding option for those who love to travel. With its enticing online bonus, unlimited points, and additional features, it caters to both frequent and occasional travelers. While considering the card’s advantages and disadvantages, applicants can make an informed decision based on their financial goals and preferences. Applying is easy and can be done online, ensuring a hassle-free experience for potential cardholders.