Chase Sapphire Preferred Card
Uncover travel rewards, flexible points and everyday benefits with the Chase Sapphire Preferred® Card.
Explore the Chase Sapphire Preferred® Card and learn how its travel-focused rewards, flexible redemption options and everyday earning features can fit different spending habits.
Crafting Your Rewards Journey with Chase Sapphire
The Chase Sapphire Preferred® Card is built around a rewards structure that can be particularly useful for travelers and consumers who spend regularly on eligible travel purchases. Cardholders currently earn 5x points on eligible purchases made through Chase Travel℠ and 2x points on other qualifying travel purchases. The card also provides additional opportunities to earn points through everyday spending categories, helping users accumulate rewards without relying only on occasional trips.
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How can I earn rewards with Chase Sapphire Preferred®?
Cardholders can earn points on eligible purchases, including enhanced rewards on purchases made through Chase Travel℠ and additional points on qualifying travel expenses.
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Is Chase Sapphire Preferred® a secured credit card?
No. Chase Sapphire Preferred® is an unsecured credit card, so it does not require a security deposit. Approval remains subject to Chase's credit review and eligibility requirements.
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Can I use Chase Sapphire Preferred® for online transactions?
Yes. The card can be used for eligible online, in-store and in-app purchases wherever its payment network is accepted, subject to the merchant's payment policies.
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What security features are available?
Chase provides account monitoring and protections designed to help identify unauthorized activity. Cardholders can also manage their account and review transactions through Chase's digital banking tools.
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Does Chase Sapphire Preferred® have an annual fee?
Yes. The Chase Sapphire Preferred® Card currently has a $95 annual fee, so applicants should compare this cost with the rewards and benefits they expect to use.
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Is there a welcome offer for new cardmembers?
Chase currently advertises 75,000 bonus points after eligible new cardmembers spend $5,000 on purchases within the first three months from account opening. Offers can change over time.
Flexibility and Travel Value with Chase Sapphire
Chase Sapphire Preferred® is designed to offer more than basic card spending. Its rewards program allows eligible cardholders to accumulate points that can be used through available redemption options, including travel opportunities. Because the card combines travel-focused earning with broader everyday use, it may appeal to consumers who want one card for both routine purchases and planned trips. Before applying, it is important to review the $95 annual fee, current variable APR, reward conditions and available benefits to understand how the card may fit your own spending and repayment habits.
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