Introducing the Citi Rewards+ Card, a versatile credit card offering bonus points, special travel offers, and unique benefits. Explore its advantages, disadvantages, and extra features, as well as the application process.

Advantages of the Citi Rewards+ Card

The Citi Rewards+ Card provides cardholders with several advantages, making it an appealing choice for those seeking rewards and benefits with their credit card. Here are some key benefits:

1. Special Travel Offer: Earn a total of 5 ThankYou® Points per $1 spent on hotel, car rentals, and attractions booked on CitiTravel.com through December 31, 2025, providing ample opportunities to accumulate points for travel rewards.

2. Earn Bonus Points: Cardholders can earn 2 ThankYou® Points per $1 spent at supermarkets and gas stations for the first $6,000 spent per year, and 1 point per $1 spent on all other purchases, allowing for rapid accumulation of points on everyday spending.

3. Round-Up Feature: The Citi Rewards+ Card automatically rounds up to the nearest 10 points on every purchase, offering additional points for even small transactions without a cap on rounded-up purchases.

4. Points Back: Receive 10% Points Back when redeeming points, up to the first 100,000 points redeemed per year, providing added value when using points for rewards or statement credits.

Disadvantages of the Citi Rewards+ Card

While the Citi Rewards+ Card offers many benefits, it’s essential to consider potential drawbacks before applying. Here are some considerations:

1. High-Interest Rates: The card may have high-interest rates after the introductory period, which could be a concern for individuals carrying balances or planning to utilize the card for financing.

2. Limited Redemption Options: While ThankYou® Points can be redeemed for various rewards, including gift cards, shopping, and travel, some cardholders may prefer more flexibility in redemption options.

Extra features offered by Citi Rewards+ Card

In addition to its rewards program, the Citi Rewards+ Card offers extra features to enhance the cardholder experience:

1. Digital Wallets: Enjoy the convenience and security of digital wallets, allowing for easy and secure online, in-app, and in-store payments with compatible devices.

2. Contactless Payment: Shop safely with a contactless-chip enabled card, enabling quick and secure transactions with a simple tap.

Learn how to apply for your Citi Rewards+ Card

Applying for the Citi Rewards+ Card is a straightforward process. Here are the main ways to apply:

From the site

Visit the Citi website and navigate to the credit cards section to apply online. Fill out the application form with the required information and submit it for review.

From the site App

Download the Citi mobile app from the App Store or Google Play Store. Log in to your account or create a new one, then follow the prompts to apply for the Citi Rewards+ Card directly from your smartphone or tablet.

By agency

Schedule an appointment at your local Citi branch and meet with a banking representative who can assist you in applying for the Citi Rewards+ Card in person.

Prerequisites for request

Before applying for the Citi Rewards+ Card, ensure you meet the following prerequisites:

– U.S. residency

– Minimum age of majority in your state

– Adequate credit history and income to meet the card issuer’s requirements

In conclusion, the Citi Rewards+ Card offers a compelling combination of rewards, benefits, and features for everyday purchases. With opportunities to earn bonus points on travel, rounded-up points on every purchase, and a convenient redemption process, this card provides value for consumers seeking a versatile credit card solution. However, individuals should carefully consider the card’s interest rates and redemption options to ensure it aligns with their financial needs and preferences. Overall, the Citi Rewards+ Card presents a competitive option for those looking to maximize rewards on their spending while enjoying additional perks and benefits.