The U.S. Bank Cash+® Visa Signature® Card offers an enticing cashback rewards program that allows cardholders to maximize their earnings. With a generous 5% cash back on the first $2,000 in combined eligible purchases each quarter in two selected categories, such as fast food, home utilities, and electronic stores, users have the flexibility to tailor their rewards to their spending habits.

Additionally, the card provides 2% cash back on one everyday category, including grocery stores, restaurants, gas stations, and EV charging stations, while offering 1% cash back on all other eligible purchases.

Main information about the U.S. Bank Cash+® Visa Signature® Card

Key Highlights of the U.S. Bank Cash+® Visa Signature® Card:

Cashback Rewards

Earn 5% cash back on the first $2,000 in combined eligible purchases each quarter in two selected categories, and 2% cash back on one everyday category, with 1% cash back on all other eligible purchases.

Bonus Offer

Enjoy a $200 rewards bonus after applying online and spending $1,000 in eligible purchases within the first 120 days of account opening.

Low Introductory APR

Benefit from a low introductory APR on purchases and balance transfers for the first 15 billing cycles, providing a cost-effective way to manage expenses.

Category Flexibility

Choose and activate Cash+ Categories to tailor your cashback rewards based on your spending habits, including popular categories like fast food, home utilities, and electronic stores.

Additional Benefits

Earn 5% cash back on prepaid air, hotel, and car reservations booked directly in the Rewards Travel Center. Enjoy flexible redemption options, including statement credit, rewards card, or direct deposit into a U.S. Bank checking or savings account.

Requirements for obtaining the U.S. Bank Cash+® Visa Signature® Card

The U.S. Bank Cash+® Visa Signature® Card is ideal for:

Fit for Your Lifestyle If:

• Strategic Spenders

Those who want to maximize cashback rewards by strategically choosing and activating bonus categories that align with their regular spending habits.

• Bonus Seekers

Individuals looking to benefit from a substantial $200 rewards bonus after applying online and meeting the specified spending requirements within the initial 120 days of account opening.

• Cost-Conscious Consumers

Individuals who appreciate the advantage of a low introductory APR on both purchases and balance transfers for the first 15 billing cycles, allowing for cost-effective management of expenses.

• Flexible Redemption Users

Those who value flexible redemption options, including statement credits, rewards cards, or direct deposits into U.S. Bank checking or savings accounts.

Not Your Ideal Match If:

The U.S. Bank Cash+® Visa Signature® Card may not be the best fit for:

• Indifferent Spenders

Individuals who are not strategic spenders and do not actively select and activate bonus categories may not fully capitalize on the card’s cashback potential.

• Avoiders of Annual Fees

For those who prioritize avoiding annual fees, the U.S. Bank Cash+® Visa Signature® Card may not be suitable, as it does not charge an annual fee.

How to apply

To apply for the U.S. Bank Cash+® Visa Signature® Card, follow these detailed steps:

• Visit the U.S. Bank Website: Go to the official U.S. Bank website using your preferred web browser.
• Search for the Cash+ Visa Signature Card: Navigate to the credit cards section and search specifically for the U.S. Bank Cash+® Visa Signature® Card.
• Learn About the Card: Review the card’s features, benefits, and terms and conditions to ensure it aligns with your financial needs and preferences.
• Check Eligibility: Confirm that you meet the card’s eligibility criteria, which typically includes factors such as credit score, income, and other financial considerations.
• Start the Application Process: Click on the “Apply Now” or similar button to initiate the application process.
• Provide Personal Information: Complete the online application form by providing your personal details, including your name, address, social security number, employment information, and annual income.
• Submit Application: Once all required information is entered and reviewed, submit your credit card application. The system may provide an instant decision in as little as 60 seconds.
• Wait for Approval: If approved, you will receive confirmation of your approval and details about your credit limit. If not approved, you may receive information about the reasons for the decision.
• Receive the Card: Upon approval, you will receive the U.S. Bank Cash+® Visa Signature® Card in the mail within a few business days.
• Activate Your Card: Follow the instructions provided with the card to activate it before using it for purchases.