US Bank Visa Platinum Card
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The US Bank Visa Platinum Card offers 0% APR on balance transfers and purchases.
0% APR Transfers
Enjoy 0% intro APR on balance transfers for 21 billing cycles—pay down debt interest-free.
Cell Phone Protection
Get free cell phone protection—covers damage or theft when you pay your wireless bill.
0% Purchases APR
Enjoy 0% intro APR on new purchases for 21 billing cycles—pay off expenses interest-free.
No Annual Fee
Save with no annual fee—enjoy 0% APR, cell phone protection, and strong support benefits.
A Practical Option for Managing Interest with the U.S. Bank Visa Platinum Card
The U.S. Bank Visa Platinum Card is often considered by people who want to manage purchases or existing balances with minimal interest costs. One of its main features is a long 0% introductory APR period on both balance transfers and new purchases, allowing cardholders to spread payments over time without added interest. With no annual fee, it can be a straightforward option for those focused on budgeting rather than rewards.
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Does the U.S. Bank Visa Platinum Card have an annual fee?
No. The card does not charge an annual fee, which may appeal to users looking to keep long-term costs low.
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How long does the 0% introductory APR last?
The card offers a 0% introductory APR for up to 21 billing cycles on eligible balance transfers and purchases, after which a variable APR applies.
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Does this card earn rewards or cash back?
No. This card does not include a rewards or cash back program. Its main focus is providing an extended interest-free period rather than earning incentives.
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Where can I apply for the U.S. Bank Visa Platinum Card?
Applications are submitted through U.S. Bank’s website, where applicants can review current terms and check eligibility.
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What does the cell phone protection benefit include?
The card includes cell phone protection against certain types of damage or theft when the monthly phone bill is paid with the card. Coverage terms and limits apply.
How the Application Process Works
The application for the U.S. Bank Visa Platinum Card is completed online and follows a standard credit card approval process. Applicants provide basic financial information and receive a decision based on creditworthiness. This makes it relatively simple for eligible users to see if the card fits their financial plans.