The Platinum Card® by American Express is a premium credit card that offers an array of exclusive benefits and rewards. With an annual fee of $695, cardholders can earn up to 150,000 Membership Rewards® Points as a new card member offer by spending $8,000 on purchases within the first 6 months of Card Membership.
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Notable benefits include a $200 hotel credit for select prepaid bookings through American Express Travel, a $240 digital entertainment credit for eligible purchases like Disney+, Hulu, and The New York Times, and a $200 Uber Cash allowance for rides or eats orders each month.
Main information about the Platinum Card® by American Express
The Platinum Card® by American Express boasts several key highlights that make it a sought-after premium credit card:
Welcome Offer
New card members have the opportunity to earn up to 150,000 Membership Rewards® Points by spending $8,000 on purchases within the first 6 months of Card Membership.
Annual Fee
The card comes with an annual fee of $695, reflecting its premium status.
Travel Benefits
The Platinum Card® offers a $200 Hotel Credit for select prepaid hotel bookings through American Express Travel, providing a luxurious travel experience. Cardholders also enjoy complimentary access to more than 1,400 airport lounges across 140 countries through The American Express Global Lounge Collection.
Digital Entertainment Credit
A $240 Digital Entertainment Credit is provided, offering up to $20 back each month on eligible purchases with the card on platforms like Disney+, Hulu, and The New York Times.
Walmart+ Credit
Cardholders receive a $155 Walmart+ Credit, covering the cost of a monthly Walmart+ membership, offering perks for both online and in-store shopping at Walmart.
Requirements for obtaining the Platinum Card® by American Express
The Platinum Card® by American Express is well-suited for individuals who prioritize luxury travel experiences and seek premium lifestyle benefits. It is particularly recommended for:
Fit for Your Lifestyle If:
- Frequent Travelers
The card’s extensive travel benefits, including airport lounge access, hotel credits, and airline fee reimbursements, make it ideal for individuals who travel frequently for business or leisure.
- High Spenders
With a welcome offer of up to 150,000 Membership Rewards® Points and rewards for various spending categories, the Platinum Card is designed for those who have substantial monthly expenditures.
- Entertainment Enthusiasts
The $240 Digital Entertainment Credit and exclusive access to events through the Global Dining Access by Resy cater to individuals who enjoy entertainment and dining experiences.
- Luxury Shoppers
The Saks Fifth Avenue credit of up to $100 in statement credits annually appeals to individuals who appreciate high-end shopping experiences.
Not Your Ideal Match If:
The Platinum Card® by American Express may not be the best fit for certain individuals based on their spending habits and preferences. It may not be ideal for:
- Low Spenders
The card comes with a substantial annual fee of $695, making it less suitable for individuals who don’t spend enough to fully leverage the benefits and rewards.
- Occasional Travelers
If someone rarely travels, they may not fully capitalize on the card’s travel-centric perks, such as airport lounge access and hotel credits, which are a significant part of the card’s value proposition.
How to apply
Here’s a step-by-step guide on how to apply for The Platinum Card® by American Express:
- Visit the American Express Website: Go to the official American Express website using a web browser.
- Navigate to The Platinum Card® Page: Locate and click on “Credit Cards” or a similar section. Find The Platinum Card® and click on its dedicated page.
- Check Eligibility: Ensure that you meet the eligibility criteria for The Platinum Card®, which may include a minimum income requirement and good credit history.
- Click “Apply Now”: Once you’ve decided to proceed, click on the “Apply Now” or a similar button.
- Fill Out the Application Form: Complete the online application form with accurate personal information, including your name, address, employment details, and financial information.
- Submit Supporting Documents: Some applications may require additional documents. Be prepared to provide proof of income or other documentation to support your application.
- Accept the Card Offer: If approved, review the card offer details, including the credit limit. You may have the option to accept the card offer.
- Card Activation: Once you’ve accepted the offer, you’ll typically need to activate your card. Follow the instructions provided by American Express.
- Start Using Your Card: Your Platinum Card is now ready to use. Take advantage of the welcome offer and begin using the card for purchases to earn rewards.
